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PSAT 8/9 vocabulary: wealth and poverty.

12 words about wealth and poverty — each with a definition, an example sentence, and a memory cue.

12 words · Free PDF · No account needed

The PSAT 8/9 tests vocabulary in context: a Reading and Writing question gives you a passage and asks which word fits, and the wrong answers are usually words that are close in meaning. Studying a whole theme at once is what builds that discrimination — you learn not just what each word means, but how it differs from its neighbors.

Read the definition, then the example, then the memory cue. Come back a few days later and cover the definitions — recalling a word cold is what fixes it, and rereading it is not.

The 12 words

Alphabetical. Everything in the Wealth & Poverty guide.

01
borrowverb

to take and use something with the intention of returning it

May I borrow your pen for a moment, giving observers a clearer picture of the economic conditions surrounding the situation.

Memory cueA borrowed library book travels out on a boomerang because it must be returned.

02
charitableadjective

generous in giving to those in need

The charitable foundation helped thousands, illustrating the resources available to the people affected by the decision.

Memory cueA charitable hand directs generous help toward people in need.

03
costlyadjective

expensive; causing significant loss or damage

The costly renovation exceeded the original budget, showing how financial circumstances limited or expanded the choices people could make.

Memory cueA costly choice carries a huge price tag or drains a tank marked money, time, and damage.

04
expensiveadjective

costing a lot of money; high in price

The repairs turned out to be more expensive than we had anticipated, illustrating the resources available to the people affected by the decision.

Memory cueAn expensive object bends the price scale under a very heavy cost.

05
generousadjective

showing a readiness to give more

Her generous donation helped many, showing how financial circumstances limited or expanded the choices people could make.

Memory cueA generous hand gives more than expected from a full basket.

06
lucrativeadjective

producing a great deal of profit; financially rewarding

The tech industry offers many lucrative career opportunities, illustrating the resources available to the people affected by the decision.

Memory cueA lucrative machine produces a stream of profit and financial reward.

07
luxuriousadjective

extremely comfortable and elegant

They stayed in a luxurious hotel suite, illustrating the resources available to the people affected by the decision.

Memory cueA luxurious room surrounds comfort with elegant fabric and fine detail.

08
possessionnoun

the state of having or owning something

The antique clock was her most treasured possession, showing how financial circumstances limited or expanded the choices people could make.

Memory cueA key held beneath a MINE tag represents possession and ownership.

09
possessionsnoun

things that one owns; belongings

She packed all her possessions into a single suitcase, showing how financial circumstances limited or expanded the choices people could make.

Memory cuePossessions are the belongings gathered inside a chest labeled MINE.

10
pricedverb

assigned a price to something; valued at a certain amount

The house was priced well above the market average, showing how financial circumstances limited or expanded the choices people could make.

Memory cueA priced object has a specific value written on its tag.

11
prosperousadjective

successful in material terms; flourishing

The prosperous merchant expanded his business, giving observers a clearer picture of the economic conditions surrounding the situation.

Memory cueA prosperous business grows a healthy tree of material success.

12
wealthyadjective

having a great deal of money or assets

The wealthy philanthropist donated millions, illustrating the resources available to the people affected by the decision.

Memory cueA wealthy vault holds a great quantity of money and assets.

Prefer paper? The printable Wealth & Poverty guide has all 12 words, ready to print. All 30 themes (479 words) are on the guide index; for the alphabetical reference, see the PSAT 8/9 vocabulary list.

Knowing the words is step one — seeing them tested is step two.

Test Ninjas puts these words back into real passages — a complete PSAT 8/9 course, practice questions, and an explanation on every answer.